H. Pappil Kothandapani, 《Social Implications of Algorithmic Decision-Making in Housing Finance: Examining the broader social impacts of deploying machine learning in lending decisions, including potential disparities and community effects》, J. Knowl. Learn. Sci. Technol., 卷 4, 期 1, 页 78–97, 1月 2025, doi: 10.60087/jklst.v4.n1.009.