Devan, Munivel, Ravish Tillu, and Lavanya Shanmugam. “Personalized Financial Recommendations: Real-Time AI-ML Analytics in Wealth Management”. Journal of Knowledge Learning and Science Technology ISSN: 2959-6386 (online) 2, no. 3 (October 16, 2023): 547–559. Accessed September 21, 2025. https://jklst.org/index.php/home/article/view/189.