T. . Yang, Q. . Xin, X. . Zhan, S. . Zhuang, and H. . Li, “ENHANCING FINANCIAL SERVICES THROUGH BIG DATA AND AI-DRIVEN CUSTOMER INSIGHTS AND RISK ANALYSIS”, J. Knowl. Learn. Sci. Technol., vol. 3, no. 3, pp. 53–62, Jul. 2024, doi: 10.60087/jklst.vol3.n3.p53-62.