Dhanorkar, T., Kotapati, V.B.R. and Sethuraman, S. (2025) “Programmable Banking Rails:: The Next Evolution of Open Banking APIs”, Journal of Knowledge Learning and Science Technology ISSN: 2959-6386 (online), 4(1), pp. 121–129. doi:10.60087/jklst.v4.n1.013.